Luc Trahan
Sales Representative
Sales Representative
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Agent Blogs
Feb 21
2012
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Your credit history
If you have ever taken out a loan, used a credit card or taken advantage of a "buy now, pay later" offer, you will have a credit history.
Whenever a financial institution, such as a bank, a credit card company, or any other business gives you credit, it may send... [ more ]
Feb 21
2012
Blog posted by Luc Trahan :
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A city’s heritage should be a sense of pride. It honours the past, while allowing the future to evolve. But many people complain that a heritage designation lowers a property’s value because it limits what a new owner can do with it.
I believe that’s a myth and here’s... [ more ]
Feb 21
2012
Blog posted by Luc Trahan :
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Ontario’s hot housing market continues to spark bidding wars and, in many cases, buyers are being advised by agents to make “clean” offers to get the house they want.
By “clean”, the agent means an offer without any conditions in order to make it more acceptable to... [ more ]
Feb 21
2012
Blog posted by Luc Trahan :
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"Inexperienced contractors are among the top consumer complaints our office receives, we have been asked to take over numerous projects due to consumer disappointment in contractors they have retained" says Laura Altobelli (GeoFocus Mould Solutions' Client Services Manager). "Terms... [ more ]
Feb 17
2012
Blog posted by Luc Trahan :
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Residential property sales recorded through the MLS® System of the Barrie & District Association of REALTORS® Inc. posted a solid year-over-year gain in January 2012.
Home sales numbered 218 units in January, rising 11 per cent compared to the same month in 2011.... [ more ]
Feb 14
2012
Blog posted by John Hamilton :
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Mortgage loan insurance is typically required by lenders when home buyers make a down payment of less than 20% of the purchase price. You may have heard it referred to as CMHC insurance. Mortgage loan insurance helps protects lenders against mortgage default, and enables consumers to purchase... [ more ]
Feb 13
2012
Blog posted by Luc Trahan :
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Canada’s housing market has two good years ahead of it yet, Canada Mortgage and Housing Corp. said Monday, with low interest rates and a “moderately” expanding economy keeping price corrections at bay.
The Crown corporation – which insures Canadian mortgages... [ more ]
Feb 7
2012
Blog posted by Luc Trahan :
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Closing day in a house deal is a milestone for both the seller and the buyer. To make it go smoothly, it is very important that both buyer and the seller are properly prepared.
Here’s a checklist if you are selling:
1. Make sure you have given your lawyer a copy of any deed, mortgage,... [ more ]
Feb 7
2012
Blog posted by Luc Trahan :
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Most complain about sellers who fail to disclose defects or home inspectors who fail to find them. The system is far from perfect. However, there are steps that buyers can take before and during a home inspection to protect their interests.
Check all electrical outlets to make sure that they... [ more ]
Feb 7
2012
Blog posted by Luc Trahan :
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1. Sell or buy first?
We are still in a seller’s market in the GTA, with the number of buyers exceeding the number of available homes. In this type of market, you should buy your new home first and then sell your existing home. If you sell first, you may find yourself running out of time,... [ more ]
Feb 7
2012
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Here’s why:
Mortgage rates at historic lows:They can’t get any lower. Four to five-year fixed mortgages at 3 per cent are unheard of. It is lower than the variable rate that most Canadians have been paying for years. Rates have nowhere to go but up, either later this year or next. If... [ more ]
Feb 1
2012
Blog posted by Luc Trahan :
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It's a tool used by house flippers all across the nation. Stagers know its power. Real estate agents push its importance. What is this not-so-well-kept secret of real estate? A kitchen can sell a house.
A kitchen is the heart of a home. This is true all across the globe. The old saying... [ more ]
Feb 1
2012
Blog posted by Luc Trahan :
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OTTAWA – January 16, 2012 – According to statistics[1] released today by The Canadian Real Estate Association (CREA), national resale housing activity posted an increase from November to December 2011.
Highlights:
Sales activity rose 1.8 per cent from November to December.... [ more ]
Feb 1
2012
Blog posted by Luc Trahan :
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Don't jump to conclusions when you hear that a listing sold for more than the asking price. You need more information. Are prices are heading up in your area, or did the sellers intentionally price low to stimulate multiple offers?
There was good news about the housing market recently. In... [ more ]
Jan 26
2012
Blog posted by Luc Trahan :
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The latest NAR Profile of Home Buyers and Sellers showed a growing trend among recent buyers.
The latest figures show that 89 percent of buyers purchased their home with the help of a real estate agent or broker. This is a sharp increase from a decade ago in 2001, when only 69 percent of... [ more ]
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